Within the scope of the reinsurance contract, data might be transferred to third parties:
In connection with the treaty conclusion and performance we transfer your Personal Data to the primary insurer and, if applicable, to the primary insurer’s intermediary.
(b) Other Reinsurers
In rare exceptional circumstances, e.g. in the event of a high financial default risk, we may transfer parts of the assumed risks on to other reinsurers (retrocessionaires). Here it may be necessary to provide the other reinsurer with appropriate underwriting information.
In addition, data may also be transferred to other reinsurers if they reinsure a risk together with us (coinsurance).
Data is generally transmitted to these other reinsurers as part of a general balance of interests. If it is necessary to transmit health-related information to other reinsurers, the legal basis usually is your consent which the primary insurer has obtained from you. Given consents can generally be revoked with effect for the future.
(c) Contractors and Service Providers
Contractors and service providers with whom we have long-term business relationships can be found listed on the internet.
By your request we will send you a printout by mail. Please contact our Data Protection Officer in this case.
Service providers do not only fulfill "auxiliary functions" and are bound by our instructions in this case. They may also fulfill further functions for us at their sole discretion. This so-called “functional transfer” is provided for in data protection law.
If you can prove that because of your individual situation your legitimate interests outweigh our interest, you can object to the data transmission in case of “functional transfers”.
However, it is not sufficient if you object to the data transfer to service providers in general or to a specific service provider without giving specific reasons. “Functional transfers” can also be found in the above mentioned list of service providers.
(d) Superordinate Financial Conglomerate Companies
We transmit Personal Data to DZ BANK AG as our superordinate financial conglomerate company if and only insofar as we are legally obliged to do so. Such an obligation may arise from the requirements on proper business organisation, e.g. an appropriate and effective risk management at Group level.
(e) Public Authorities and other bodies with public service functions
We transmit your Personal Data to authorities and other bodies with public cum legal tasks if we are legally or contractually entitled or obliged to do so.
Such data transmission may take place at the request of an authority. We will then verify whether the authority is allowed to receive the data in question.
In certain cases we are legally obliged to transmit your data to authorities, e.g. due to tax regulations or for statutory reporting requirements.